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Lending Guide
Chapter 1 | Introduction | Lending Guide
Chapter 2 | Documentation Standards | Lending Guide
Chapter 3 | Automated Underwriting | Conventional Lending Guide
Chapter 4 | Eligible Transactions | Conventional Lending Guide
Chapter 5 | Borrower Eligibility | Conventional Lending Guide
Chapter 6 | Credit | Conventional Lending Guide
Chapter 7 | Liabilities and Qualifying Ratios | Conventional Lending Guide
Chapter 8 | Employment and Income | Conventional Lending Guide
Chapter 9 | Assets | Conventional Lending Guide
Chapter 10 | Property and Appraisal Requirements | Conventional Lending Guide
Chapter 11 | Condo and PUD Project Approval | Conventional Lending Guide
Chapter 12 | Credit | FHA Lending Guide
Chapter 12 | Propery and Appraisal Requirements| FHA Lending Guide
Chapter 13 | VA | Lending Guide
Chapter 14 | USDA | Lending Guide
Chapter 15 | Texas Section 50(a)(6) & (a)(4) | Lending Guide
Chapter 16 | Insurance | Lending Guide
Chapter 17 | Title Insurance Requirements | Lending Guide
Chapter 18 | Mortgage Insurance | Lending Guide
Chapter 19 | Cardinal Jumbo Core | Lending Guide
Chapter 20 | Cardinal Jumbo AUS | Lending Guide
Chapter 21 | Cardinal Jumbo AUS Prime | Lending Guide
Chapter 22 | Construction & Renovation | Lending Guide
Chapter 23 | Cardinal Non-QM Flex | Lending Guide
Lending Guide & Product Snapshot Revisions
Government Loan Seasoning Requirements